Underwriter I

 

Description:

Mortgage Underwriter I is responsible for performing a limited review of Conventional (Conforming, Conforming-High Balance and Non-Conforming Jumbo) and Government (FHA, VA and USDA) loans for specific issues that would require an underwriter to review. Additionally, Mortgage Underwriter I will be responsible for reviewing and clearing underwriting conditions on Conventional and Government loans in compliance with current guidelines and overlays.

What we are looking for:

  • Manage individual pipeline daily by completing sufficient targeted reviews such as, Red Flags, Fraud report reviews, Flip reviews or other property related reviews and Condition Reviews, within defined turn times
  • Identify any document deficiencies, add applicable conditions, and request additional information and/or documentation from Clients as needed
  • Contact clients to provide updates and clarification on outstanding conditions and deficiencies identified on loans per established process
  • Assist other Department personnel in interpreting underwriting guidelines and updating underwriting status and conditions to Correspondent Clients
  • Perform independent research of guidelines and overlays while reviewing loans
  • Other duties as assigned

Qualifications

Essential Skills

  • Loan quality and risk management
  • Knowledge of FNMA, FHLMC, FHA, VA and USDA guidelines.
  • Experience in high Production and fast paced environment
  • Excellent written and verbal communication skills
  • Good Customer/Client service
  • Prioritization and Time Management

Minimum Experience/Education

  • 3+ years mortgage industry experience, with 2 years recent underwriting or substantial processing/loan review experience.
  • Ability to communicate effectively and professionally
  • Basic proficiency in Microsoft Office products (Excel, Word, etc.)

Organization AmeriHome Mortgage
Industry Accounting / Finance / Audit Jobs
Occupational Category Underwriter I
Job Location California,USA
Shift Type Morning
Job Type Full Time
Gender No Preference
Career Level Intermediate
Experience 3 Years
Posted at 2023-06-24 4:47 am
Expires on 2024-12-22